Maximize Your Charitable Contribution Deductions: What Taxpayers Need to Know

Giving back to the community feels good — but it can also come with valuable tax benefits if handled correctly. Whether you’re an individual or a business owner in Tucson, understanding how charitable deductions work can help you make the most of your generosity.

First, you’ll only benefit from charitable deductions if you itemize deductions instead of taking the standard deduction. For 2025, that means your total deductions (including mortgage interest, state taxes, and charitable giving) must exceed the standard deduction amount.

Next, be sure your donation goes to a qualified charitable organization. Use the IRS Tax Exempt Organization Search tool to confirm. Common deductible donations include:

• Cash

• Goods and clothing

• Stocks

• Charitable mileage

• Real estate and other assets

What’s not deductible?

• Political contributions

• Personal fundraising (like GoFundMe for an individual)

• The value of your time volunteering

If you received something of value in return (like a dinner or gift), only the amount exceeding that value is deductible.

Charitable giving is a wonderful way to support causes you care about — and with proper planning, it can help reduce your tax bill. If you’re unsure how to value your donation or whether it qualifies, reach out to me! I help Tucson residents and businesses make the most of their generosity.